Rates

Effective Date as of November 1, 2019

Time Certificate of Deposit

Term

$1,000 to $9,999.99

$10,000 to $24,999.99

$25,000 to $99,999.99

$100,000 and over

Rate

APY

Rate

APY

Rate

APY

Rate

APY

7 - 30 Days

0.40%

0.40% 

0.50%

0.50% 

0.50%

0.50%

0.50%

0.50% 

31 - 89 Days

0.50%

0.50%

0.60%

0.60% 

0.60% 

0.60%

0.60% 

0.60% 

90 - 119 Days 

0.60%

0.60%

0.70%

0.70% 

0.70% 

0.70% 

0.70% 

0.70% 

120 - 149 Days 

0.60%

0.60%

0.80%

0.80%

0.85%

0.85% 

0.85%

0.85%

150 - 179 Days

0.70%

0.70% 

0.90% 

0.90% 

1.00% 

1.00% 

1.00% 

1.00% 

180 - 269 Days 

0.80% 

0.80% 

1.00% 

1.00% 

1.19% 

1.20% 

1.19% 

1.20% 

270 - 364 Days

0.90%

0.90% 

1.24% 

1.25% 

1.49% 

1.50%

1.49% 

1.50% 

12 - 23 Months 

1.24%

1.25% 

1.49% 

1.50% 

1.69%

1.70% 

1.69%

1.70%

24 - 59 Months

1.49% 

1.50% 

1.69% 

1.70% 

1.69%

1.70%

1.69%

1.70%

60 Months

1.69%

1.70%

1.69%

1.70%

1.69%

1.70%

1.69%

1.70%

Annual Percentage Rate (APY) is accurate as of (11-01-2019). Rates are subject to change without further notice. Fees could reduce earnings on the account. Interest on Time Certificate of Deposit (CD) accounts begins to accrue on the business day you make your deposit. Early withdrawal penalties may apply.

IRAs

Term

$1,000 to $9,999.99

$10,000 to $24,999.99

$25,000 to $99,999.99

$100,000 and over

Rate

APY

Rate

APY

Rate

APY

Rate

APY

12 - 23 Months

1.24% 

1.25% 

1.59%

1.60%

1.59%

1.60% 

1.59%

1.60%

24 - 35 Months

1.49% 

1.50%

1.69%

1.70%

1.69%

1.70%

1.69%

1.70%

Money Market

Deposit Amount

Money Market (Personal)

Money Market (Business)

A+ Money Market (Personal)

A+ Money Market (Business)

Rate

APY

Rate

APY

Rate

APY

Rate

APY

$0.01 to $2,499.99 

0.30%

0.30% 

0.30%

0.30% 

0.30%

0.30% 

0.30% 

0.30%

$2,500 to $9,999.99 

0.40% 

0.40%

0.40%

0.40%

0.40%

0.40%

0.40% 

0.40%

$10,000 to $24,999.99

0.80%

0.80%

0.80%

0.80%

1.00%

1.00% 

1.00%

1.00%

$25,000 to $49,999.99

0.85%

0.85%

0.85%

0.85%

1.00%

1.00%

1.00% 

1.00% 

$50,000 to $74,999.99

1.00%

1.00% 

1.00%

1.00%

1.00% 

1.00% 

1.00% 

1.00% 

$75,000 and over

1.19%

1.20% 

1.19% 

1.20% 

1.19% 

1.20% 

1.19% 

1.20%

Annual Percentage Rate (APY) is variable and subject to change after opening without notice. Charges and fees may reduce earnings. Money Market Account - Regulation D limits certain types of withdrawal and transfer transactions you can make out of your money market accounts to a maximum combined total of six (6) per month or monthly statement period.

Savings

Deposit Amount

Personal Savings

Business Savings

Rate

APY

Rate

APY

$0.01 to $9,999.99 

0.42%

0.42% 

0.42% 

0.42%

$10,000 to $49,999.99 

0.80%

0.80% 

0.80% 

0.80% 

$50,000 to $99,999.99

1.00%

1.00% 

1.00%

1.00% 

$100,000 to $299,999.99

1.19%

1.20% 

1.19%

1.20%

$300,000 to $499,999.99

1.37%

1.38%

1.37%

1.38%

$500,000 to $9,999,999.99

1.57%

1.58%

1.57%

1.58%

Annual Percentage Rate (APY) is variable and subject to change after opening without notice. Charges and fees may reduce earnings. Regulation D limits certain types of withdrawal and transfer transactions you can make out of your savings accounts to a maximum combined total of six (6) per month or monthly statement period.  

NOW Accounts

Account Type

Rate

APY

Minimum Average Balance to Avoid Service Charge

Personal NOW Account

0.20%

0.20%

$1,500.00

Business NOW Account

0.20%

0.20%

$2,500.00

Attorney Client Trust

0.20%

0.20%

$2,500.00

Annual Percentage Rate (APY) is variable and subject to change after opening without notice. Charges and fees may reduce earnings.

APY = Annual Percentage Yield

 

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