Rates

Effective Date as of December 20, 2016

Time Certificate of Deposit

Term

$1,000 to $9,999.99

$10,000 to $24,999.99

$25,000 to $99,999.99

$100,000 and over

Rate

APY

Rate

APY

Rate

APY

Rate

APY

7 - 30 Days

0.30%

0.30% 

0.30%

0.30% 

0.30%

0.30%

0.30%

0.30% 

31 - 89 Days

0.40%

0.40%

0.40%

0.40% 

0.40% 

0.40%

0.40% 

0.40% 

90 - 119 Days 

0.50%

0.50%

0.50%

0.50% 

0.50% 

0.50% 

0.50% 

0.50% 

120 - 149 Days 

0.50%

0.50%

0.50%

0.50%

0.50%

0.50% 

0.50%

0.50%

150 - 179 Days

0.60%

0.60% 

0.60% 

0.60% 

0.60% 

0.60% 

0.60% 

0.60% 

180 - 269 Days 

0.70% 

0.70% 

0.70% 

0.70% 

0.70% 

0.70% 

0.70% 

0.70% 

270 - 364 Days

0.80%

0.80% 

0.80% 

0.80% 

0.80% 

0.80% 

0.80% 

0.80% 

12 - 23 Months 

0.85%

0.85% 

0.85% 

0.85% 

1.05%

1.06% 

1.05%

1.06%

24 - 59 Months

1.00% 

1.00% 

1.00% 

1.00% 

1.17%

1.18%

1.17%

1.18%

60 Months

1.54%

1.55%

1.54%

1.55%

1.54%

1.55%

1.54%

1.55%

IRAs

Term

$1,000 to $9,999.99

$10,000 to $24,999.99

$25,000 to $99,999.99

$100,000 and over

Rate

APY

Rate

APY

Rate

APY

Rate

APY

12 - 23 Months

0.75% 

0.75% 

0.75%

0.75%

0.97%

0.97% 

0.97%

0.97%

24 - 35 Months

0.90% 

0.90%

0.90%

0.90%

1.14%

1.15%

1.14%

1.15%

Money Market

Deposit Amount

Money Market (Personal)

Money Market (Business)

A+ Money Market (Personal)

A+ Money Market (Business)

Rate

APY

Rate

APY

Rate

APY

Rate

APY

$0.01 to $2,499.99 

0.25%

0.25% 

0.25%

0.25% 

0.25%

0.25% 

0.25% 

0.25%

$2,500 to $9,999.99 

0.35% 

0.35%

0.35%

0.35%

0.35%

0.35%

0.35% 

0.35%

$10,000 to $24,999.99

0.60%

0.60%

0.60%

0.60%

1.00%

1.00% 

1.00%

1.00%

$25,000 to $49,999.99

0.65%

0.65%

0.65%

0.65%

1.00%

1.00%

1.00% 

1.00% 

$50,000 to $74,999.99

0.70%

0.70% 

0.70%

0.70%

1.00% 

1.00% 

1.00% 

1.00% 

$75,000 and over

0.75%

0.75% 

0.75% 

0.75% 

1.00% 

1.00% 

1.00% 

1.00% 

Savings

Deposit Amount

Personal Savings

Business Savings

Rate

APY

Rate

APY

$0.01 to $999.99 

0.25%

0.25% 

0.25% 

0.25%

$1,000 to $4,999.99 

0.35%

0.35% 

0.35% 

0.35% 

$5,000 to $9,999.99

0.45%

0.45% 

0.45%

0.45% 

$10,000 to $49,999.99

0.65%

0.65% 

0.65%

0.65%

$50,000 to $99,999.99

0.70%

0.70%

0.70%

0.70%

$100,000 and over

0.83%

0.83%

0.83%

0.83%

NOW Accounts

Account Type

Rate

APY

Minimum Average Balance to Avoid Service Charge

Personal NOW Account

0.20%

0.20%

$1,500.00

Business NOW Account

0.20%

0.20%

$2,500.00

Attorney Client Trust

0.20%

0.20%

$2,500.00

 APY = Annual Percentage Yield

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