We put the "Plus" in banking

Board of Directors and Management Team


Johnson Yang, Chairman of the Board
Leo L. Y. Lee, Vice Chairman of the Board
Sheng-Cheng Chen, Director
Lucilio Couto, Director
Tianlai Bill Hu, Director
Miu Kuen (Fanny) Leung, Director
Jie Lin, Director
Fei H. Tu, Director
Jan-Jan Wu, Director
Thomas Hao-Hsien Wu, Director
Charles S. Yeh, Director


Lucilio ¡®Louie¡¯ Couto - President & CEO

Mr. Couto brings with him almost 25 years of regulatory and executive banking experience including a significant tenure at a large publicly traded Chinese American Bank in Los Angeles, California. Before joining American Plus Bank, Mr. Couto was the Executive Vice President and Chief Credit Officer of Preferred Bank, where he began working in 2009. Prior to that he served in senior executive management positions at two other Southern California financial institutions, including as Chief Credit Officer and Chief Risk Officer of Vineyard Bank from 2007 to 2009. Prior to joining Vineyard Bank, Mr. Couto spent 16 years working for the FDIC in a variety of positions, including most recently as Senior Risk Management Examiner. Mr. Couto received his Bachelor¡¯s degree in Finance from California State University San Bernardino in 1991 and graduated from the University of Wisconsin¡¯s Graduate School of Banking in 2004..

Gi-Yu Lin - Executive Vice President & COO/CFO

Dr. Lin is a seasoned banking professional with over 27 years of banking experience, including eight years as Chief Financial Officer of Alhambra-based Omni Bank and two years as Chief Operating Officer of First Commercial Bank (USA). Dr. Lin has in-depth hands-on experience in overall banking operations, treasury, finance, management information systems, compliance, information technology, human resources and mortgage banking. Ms. Lin obtained her Ph.D. and her M.A. in Economics from University of Illinois at Chicago in 1983 and 1981, respectively. She is one of the organizing members of American Plus Bank.

Julian Liu - Executive Vice President & CCO

Mr. Liu has over 27 years of commercial banking experience, including serving as Chief Credit Officer at American Plus Bank since its inception in 2007. Mr. Liu served as Chief Operating Officer of Fubon USA Inc., a subsidiary of Fubon Financial Holding Company from 2005 to 2007. Mr. Liu served as Chief Credit Officer of First Commercial Bank (USA) in Alhambra from 2001 to 2004. Mr. Liu obtained his MBA in Finance from University of Wisconsin, Madison in 1982.

Sandy Hwang ¨C Executive Vice President & CLO

Ms. Hwang has more than thirty years of extensive experience in all facets of lending, credit and loan administration, work-out loans management, loan documentation and loan compliance. Most recently, she served as EVP and Chief Credit Officer at Los Angeles National Bank. Prior to this, Ms. Hwang was a member of the organizing team of First Choice Bank, where she served as EVP and Chief Credit Officer from 2005 to 2011. Previously she served as EVP and Chief Credit Administrator of First Continental Bank from 1991 to 2003 and Vice President and Credit Administrator of Los Angeles National Bank from 1982 to 1991. Ms. Hwang holds a BA degree from University of California, in Los Angeles.