Business Banking Products
We provide a variety of services to meet all your business needs.
Non-Interest Bearing Depository Accounts
Business Checking Account - Analyzed
- Unlimited check writing
- $500 minimum opening balance
- The Account Analysis plan is designed for all business checking accounts with a high volume of activity. The benefit is your collected account balance will earn credits, which will be used to reduce or offset service charges.
Balance Checking Account - Low Volume
- Unlimited check writing
- $500 minimum opening balance
- $2,000 minimum average balance to avoid monthly service charge and per check charge
- $10 monthly service charge
- $0.20 per check
Interest Bearing Depository Accounts
- Unlimited check writing
- $500 minimum opening balance
- $2,500 minimum average balance to avoid monthly service charge and per check charge
- $10 monthly service charge
- $0.20 per check
Business NOW Account
For Sole Proprietorship, Non-profit Organization
Business Money Market Account - Tier-rated Account
- $500 minimum opening balance
- $2,500 minimum average balance to avoid monthly service charge
- Limited to six pre-authorized automatic or telephone transfers and /or
withdrawals during any one calendar month or statement cycle
- $10 charge for each transaction above the limitation
Business Savings Account
- $500 minimum opening balance
- $1,000 minimum average balance required to avoid monthly service charge
- $10 monthly service charge
- Limited to six pre-authorized automatic or telephone transfers and /or withdrawals during any one calendar month or statement cycle
- $10 for each withdrawal above the limitation
Time Certificate of Deposit
- $1,000 minimum opening balance
- 7 days to 3 years term
Commercial Loans
Small Business Loans
Small businesses are the backbone of any growing community. At American Plus Bank, we offer a number of competitive products and services to help you achieve your goal. We are committed to know you and your business so we can address your complete financing needs.
Commercial Real Estate Loans
If you are looking to purchase, refinance, or build commercial real estate, American Plus Bank offers a choice of loans, including
- Investment Property Loans
- Owner-Occupied Loans
- Non Owner-Occupied Loans
- Construction Loans
Commercial Loans
If you need to purchase equipment or expand your business, we can offer what you need. American Plus Bank can offer a number of loan options including:
- Equipment and Working Capital Loans
- Lines of Credit
- Small Business Loans